Free Small Business Calculators — Price, Quote & Invoice
Simple financial tools to price your products, create quotes, and send invoices. No sign-up. Everything runs in your browser.
Your workflow: price your products, create quotes & invoices, then plan your cash flow.
Find the right tool
Choose the job you need to do. The closest tools appear below.
Select a task to narrow the directory.
Step 1: Price your products
Calculate profit margin, find the right selling price, and check your break-even point.
- Profit Margin CalculatorCalculate profit, margin percentage, and pricing health from cost and revenue.
- Selling Price CalculatorCalculate selling price from cost and target profit margin.
- Break Even CalculatorFind how many units or sales dollars you need to cover costs.
- Markup CalculatorCalculate selling price, markup, profit, and margin from cost.
Step 2: Create quotes & invoices
Turn your pricing into professional documents. Generate quotes, invoices, and receipts — all in your browser.
- Create a QuoteBuild a professional client quote with line items and pricing.
- Generate InvoiceSend a professional invoice with tax, terms, and your branding.
- Issue a ReceiptGenerate a payment receipt after your client pays.
- Proforma invoice generatorCreate a proforma invoice before finalizing a sale.
- Contractor quote templateStart a contractor quote with a ready-to-use template.
- Agency invoice templateCreate an agency invoice for client work.
Step 3: Plan your cash flow
Forecast your cash position, find your break-even, and know how many months of runway you have.
Explore by industry
Industry-specific calculators, benchmarks, and templates for your business type.
- RestaurantIndustry benchmark data for your business type.
- RetailIndustry benchmark data for your business type.
- Software / SaaSIndustry benchmark data for your business type.
- Restaurant profit marginCalculate restaurant margin from menu cost, price, and expenses.
- Ecommerce profit marginCalculate ecommerce margin including product cost, shipping, and fees.
- Coffee shop margin calculatorCheck coffee shop profit margin with a focused calculator.
Benchmarks by city
74 city-specific benchmark pages across 4 industries — local labor costs, rent, sales tax, and margins for 15 US cities each.
- All restaurant citiesRestaurant city benchmarks for local labor costs, rent, sales tax, and margins.AustinMiamiDenverPortlandNashvilleSeattleNew York CityChicago+ 14 more
- All retail citiesRetail city benchmarks for local labor costs, rent, sales tax, and margins.SeattleSan FranciscoNew York CityLas VegasAustinMiamiDenverPortland+ 12 more
- All salon citiesSalon city benchmarks for local labor costs, rent, sales tax, and margins.SeattleSan FranciscoNew York CityLas VegasAustinMiamiDenverPortland+ 12 more
- All gym citiesGym city benchmarks for local labor costs, rent, sales tax, and margins.SeattleSan FranciscoNew York CityLas VegasAustinMiamiDenverPortland+ 12 more
Freelance tools
Set your hourly rate, day rate, and project pricing as a freelancer or consultant.
- Freelance Rate CalculatorCalculate your freelance hourly rate from income goals and billable hours.
- Day Rate CalculatorConvert your hourly rate to a day rate and estimate annual revenue.
- Project Rate CalculatorPrice a freelance project from estimated hours, rate, and risk buffer.
- Consulting Hourly Rate CalculatorCalculate your consulting rate with scope adjustment for different project types.
- Photography invoice templateCreate an invoice for photography work.
- Web design invoice templateCreate an invoice for web design projects.
Learn
57 free guides: pricing, taxes, cash flow, industry how-tos, and finance concept comparisons.
- Markup vs Margin: Formula, Difference & CalculatorCompare margin vs markup formulas, conversion chart, worked examples, and a free calculator for small business pricing.
- Gross Margin vs Net Margin: Key DifferencesLearn the difference between gross margin and net profit margin. Free guide with formulas, examples, and an industry comparison table.
- Cash vs Accrual Accounting: Key Differences for Small Bus...Compare cash basis vs accrual accounting: tax implications, inventory handling, and financial reporting. Free guide for small business accounting method decisions.
- How to Price Plumbing Services — 2026 Rate GuideHow much to charge for plumbing services. Typical rates: $75–$150/hr. Free plumbing pricing calculator. Emergency calls, pipe repair, and installation.
- How to Price Photography Services — 2026 Rate GuideHow much to charge for photography services. Typical rates: $100–$400/hr. Free photography pricing calculator. Portrait, wedding, and event photography.
- How to Price Handmade Products — Free Finance GuideLearn how to price handmade products with our free guide....
- Freelancer Tax Guide [2026] — Self-Employed Tax BasicsComplete freelancer tax guide for 2026: self-employment tax explained, quarterly estimated tax deadlines, deductions for 1099 contractors, and free tax calculators.
- Small Business Tax Deductions Checklist [2026]Complete 2026 small business tax deduction checklist covering home office, vehicle, equipment, software, meals, travel, retirement, and QBI deductions. Free guide to maximize write-offs.
- First Employee Financial ChecklistHiring your first employee? Beyond salary: EIN registration, workers comp, payroll setup, FUTA/SUTA, benefits, compliance costs. Complete checklist with 2026 dollar estimates.
- Freelancer tax guideLearn the key tax considerations for freelance work.
- How to price plumbing servicesUse a practical pricing approach for plumbing work.
- First employee cost checklistReview the costs to plan for when hiring your first employee.