Free tools for small business owners
Price, Quote & Invoice — All Free
Simple financial tools to price your products, create quotes, and send invoices. No sign-up. Everything runs in your browser.
Find the right price with cost, margin, and break-even tools.
Send professional quotes and invoices to your clients.
Forecast cash flow, runway, and repayment plans.
Step 1: Price your products
Calculate profit margin, find the right selling price, and check your break-even point.
Calculate profit, margin percentage, and pricing health from cost and revenue.
Calculate selling price from cost and target profit margin.
Find how many units or sales dollars you need to cover costs.
Calculate selling price, markup, profit, and margin from cost.
Step 2: Create quotes & invoices
Turn your pricing into professional documents. Generate quotes, invoices, and receipts — all in your browser.
Step 3: Plan your cash flow
Forecast your cash position, find your break-even, and know how many months of runway you have.
Project your ending cash balance and see if you run out of cash.
Find how many units or sales dollars you need to cover costs.
See how many months your cash will last at your current burn rate.
Explore by industry
Industry-specific calculators, benchmarks, and templates for your business type.
Freelance tools
Set your hourly rate, day rate, and project pricing as a freelancer or consultant.
Calculate your freelance hourly rate from income goals and billable hours.
Convert your hourly rate to a day rate and estimate annual revenue.
Price a freelance project from estimated hours, rate, and risk buffer.
Calculate your consulting rate with scope adjustment for different project types.
Learn
Side-by-side comparisons of commonly confused finance terms.
Margin vs Markup
Margin divides profit by revenue, while markup divides profit by cost. For the same sale, markup will always be a higher percentage than margin.
Gross Margin vs Net Margin
Gross margin only subtracts direct costs (COGS). Net margin subtracts all expenses, including overhead, taxes, and interest. Net margin is always lower than gross margin.